Accidents happen every day but not all of them give rise to a winnable personal injury claim. For this to occur you must be able to establish “fault”. Legally speaking this boils down to establishing the existence of a duty (obey the traffic laws), breach of that duty (run a stop sign) and resulting damages (injury &/or property damage).
Sometimes fault is very apparent--other times, not so much. If you are rear ended at an intersection or someone turns in front of your car--it’s fairly easy to conclude who is at fault. All case are not that easy, the other driver may say you were speeding or not paying attention.
Premises cases--where you are injured on someone’s property or place of business-- are particularly difficult--every one of them comes with a built in defense---“watch where you’re going”. Spills in restaurants or stores, snow and ice, uneven sidewalks are just a few examples. The analysis for these cases always begins with: people don’t fall for no reason, could this have been prevented with the exercise of reasonable care?